Axis Bank Magnus for Burgundy Credit Card: Lounge Access, DCC Charges & Reward Rules Revised
If you use the Axis Bank Magnus for Burgundy Credit Card, there are a few changes you should know before your next trip. From 28 August 2026, Axis Bank is updating how domestic airport lounge access works, increasing Dynamic Currency Conversion (DCC) charges and introducing new Reward Point exclusions. The bank has also updated a few other card terms, while changes to complimentary membership renewals will take effect from 15 November 2026.
While the card's core travel benefits remain unchanged, these revisions affect how some benefits are accessed and how certain transactions are treated.
What Has Changed?
Feature | Before | Revised |
Domestic lounge access | Priority Pass accepted | Use Magnus for Burgundy Credit Card |
International lounge access | Priority Pass accepted | No change |
DCC markup | 1.5% | 2% |
Reward exclusions | Reward Points earned on eligible transactions | No Reward Points on Bridge Fees, Road Fees & Tolls |
Gift card purchases | Excluded from rewards, shown under Wallet spends | Still excluded from rewards, shown under Gift Card spends |
Late payment fee (₹50,000+) | Existing fee | ₹1,300 |
Payment allocation | Existing payment order | Fees & charges → EMIs → Interest → Purchases → Cash advances |
Membership renewal | Automatic | Cardholder consent required from 15 Nov 2026 |
Priority Pass No Longer Works for Domestic Airport Lounges
From 28 August 2026, Priority Pass issued with the Axis Bank Magnus for Burgundy Credit Card can no longer be used to access domestic airport lounges in India.
Domestic lounge access will continue, but you'll now need to present your Magnus for Burgundy Credit Card along with a valid boarding pass at eligible lounges in India.
Priority Pass will continue to work for eligible international airport lounges, including international departure lounges in India after immigration.
If airport lounge access is one of your biggest priorities, you can also check our Top Credit Cards for Airport Lounge Access in 2026 to compare other cards offering complimentary domestic and international lounge benefits.
DCC Markup Increased to 2%
If you usually choose to pay in INR while travelling abroad, it'll now cost a little more. From 28 August 2026, Axis Bank will increase the Dynamic Currency Conversion (DCC) markup from 1.5% to 2%.
New Reward Point Exclusions
Axis Bank has also added a few new Reward Point exclusions. From 28 August 2026, the following transactions will no longer earn Reward Points:
Bridge Fees
Road Fees
Toll transactions
Gift card purchases will continue to remain excluded from Reward Points and spend-based annual fee waiver calculations. They will now appear under a separate Gift Card spend category instead of Wallet spends.
If you regularly use your card for toll or similar infrastructure payments, these transactions will no longer contribute towards your rewards.
Other Changes You Should Know
Alongside the benefit revisions, Axis Bank has also updated a few operational terms for the Magnus for Burgundy Credit Card.
Complimentary Memberships Will Require Your Consent
From 15 November 2026, complimentary memberships linked to the card will no longer renew automatically.
Instead, Axis Bank will ask for your consent before renewing eligible memberships. Renewal details and consent options will be shared closer to the renewal date.
Late Payment Fee Revised
From 28 August 2026, the late payment fee for outstanding balances of ₹50,000 and above will be ₹1,300. The remaining late payment fee slabs remain unchanged.
Payment Allocation Order Updated
Axis Bank has also revised the order in which credit card payments are adjusted against outstanding balances.
Going forward, payments will be applied in the following order:
Applicable fees and charges, including taxes
EMIs
Interest charges
Purchase transactions
Cash advances
Who Is Most Affected?
These revisions are likely to matter most if you:
Use Priority Pass for domestic airport lounge access.
Frequently choose DCC while travelling abroad.
Expect Reward Points on bridge fees, road fees or toll transactions.
Prefer complimentary memberships to renew automatically.
Occasionally carry an outstanding balance of ₹50,000 or more.
If you primarily use the Axis Bank Magnus for Burgundy Credit Card for airline and hotel transfers, premium travel benefits or regular domestic lounge access using the credit card itself, the overall impact of these changes is relatively limited.
Should You Still Keep the Axis Bank Magnus for Burgundy Credit Card?
These changes are better described as a revision to the card's terms than a major devaluation.
The biggest change is that domestic airport lounge access now requires the physical credit card instead of Priority Pass. The increase in DCC markup and the new Reward Point exclusions may affect some users, while the remaining updates are largely operational.
None of these changes fundamentally alter what Magnus for Burgundy offers. However, if you rely on airport lounges, travel overseas regularly or want to maximise your Reward Points, it's worth keeping these revisions in mind before your next transaction.
This isn't the only credit card to see benefit changes this year. You can also read our Credit Card Devaluations: What's Changing in 2026 for a roundup of the latest revisions across major banks.
Before your next trip, review the updated benefits on SaveSage to see how these changes affect your card and compare it with other premium travel credit cards if you're considering your options.
FAQs
When do the revised Axis Bank Magnus for Burgundy Credit Card terms take effect?
Most revisions, including the Priority Pass update, DCC markup increase, Reward Point exclusions, late payment fee revision and payment allocation changes, take effect from 28 August 2026. The complimentary membership renewal requirement begins on 15 November 2026.
Can I still access domestic airport lounges with the Axis Bank Magnus for Burgundy Credit Card?
Yes. Eligible domestic airport lounge access continues, but you must present your Magnus for Burgundy Credit Card instead of your Priority Pass.
Does Priority Pass still work for international airport lounges?
Yes. Priority Pass remains valid for eligible international airport lounges, including international departure lounges in India after immigration.
What are the new exclusions on the Axis Magnus for Burgundy Credit Card?
From 28 August 2026, Reward Points will no longer be earned on Bridge Fees, Road Fees and Toll transactions. Gift card purchases also continue to remain excluded from rewards and spend-based annual fee waiver calculations.
Are accelerated rewards changing on the Axis Bank Magnus for Burgundy Credit Card?
No. Axis Bank has not announced any changes to the accelerated rewards structure as part of this revision. The latest update is limited to lounge access, DCC charges, selected Reward Point exclusions and a few operational terms.
