Scapia Credit Card Updates 2026

Scapia Credit Card Updates 2026

The Scapia Federal Credit Card is making significant changes, effective from 27 February 2026. These updates impact key benefits like lounge access and rewards on regular bill payments. The introduction of new international airport privileges is also part of the update, along with a higher spend requirement for certain features. While the card continues to offer great value for international travelers, users who relied on easy lounge access or rewards from everyday bills will notice a shift in the benefits.

ICICI Bank Credit Cards Major Devaluations 2026

ICICI Bank Credit Cards Major Devaluations 2026

ICICI Bank has announced major updates to its credit card rewards and benefits, including changes to iShop vouchers, higher fees, and adjustments to lounge access. These changes impact users who relied on rewards from everyday purchases like insurance and utilities. However, there are still benefits for international travellers, including new perks and features for MakeMyTrip cards.

From Bargain Hunter to Value Hunter: The Moment Shark Tank Took Credit Cards Seriously

From Bargain Hunter to Value Hunter: The Moment Shark Tank Took Credit Cards Seriously

Ashish Lath’s Shark Tank India Season 5 pitch showed how credit cards can be used thoughtfully to create real value, not just quick bargains. By sharing years of personal experience and introducing SaveSage’s AI-led approach to reward optimisation, the pitch stood out for its clarity and practicality, ultimately leading to a ₹4 crore deal and a memorable moment on the show.

How a Fintech Startup Turned a Shark Tank Pitch into a ₹4 Crore Moment

How a Fintech Startup Turned a Shark Tank Pitch into a ₹4 Crore Moment

SaveSage’s Shark Tank India Season 5 pitch turned heads as founder Ashish Lath secured a ₹4 crore deal by showcasing how disciplined, AI-driven credit card optimisation can unlock real value. From initial scepticism to one of the biggest deals in the show’s history, the journey highlights both the power of financial knowledge and the realities of sudden public scrutiny.

India’s Credit Card Trends in 2025

India’s Credit Card Trends in 2025

In India , people are no longer using credit cards just for payment purposes,they are now optimizing their credit card usage to earn rewards, travel better, and access premium benefits like airport lounges and hotel stays.

Why It’s Worth Holding Multiple Credit Cards: Myths and Realities

Why It’s Worth Holding Multiple Credit Cards: Myths and Realities

Learn how to use your credit card wisely with these essential tips. Discover how to avoid high-interest charges, maintain a low credit utilization ratio, and identify hidden fees. By understanding credit card rewards programs and avoiding cash advances, you can maximize your benefits and maintain a good credit score. Explore how to make your credit card work for you and make smart financial decisions today.

Air India Maharaja Club – The Ultimate Guide

Air India Maharaja Club – The Ultimate Guide

Unlock the full potential of Air India Maharaja Club loyalty program! Learn how to earn and redeem Maharaja Points for free flights, cabin upgrades, and exclusive perks across Air India and Star Alliance partners. Maximize your travel rewards today!

Axis Atlas Credit Card Review

Axis Atlas Credit Card Review

Axis Bank Atlas Credit Card is perfect for frequent travelers seeking to earn and redeem EDGE Miles with top airline and hotel partners. Enjoy tier-based rewards, lounge access, and milestone benefits optimized for high spenders. Ideal for maximizing travel perks on everyday spending.

Best Credit Cards for Insurance Payments

Best Credit Cards for Insurance Payments

Discover the best credit cards for insurance payments in India, including top picks like HDFC Infinia, ICICI Emeralde, and HSBC Premier, offering rewarding cashback and reward points on premium payments. These cards provide excellent value with benefits like 5% cashback, accelerated reward points, and attractive rewards redemption options. Simplify your insurance bill payments while maximizing rewards with these credit cards.

Swiggy HDFC Bank Credit Card Review

Swiggy HDFC Bank Credit Card Review

The Swiggy HDFC Credit Card offers excellent cashback benefits, including 10% cashback on Swiggy purchases, 5% on online spends, and 1% on other categories. With a low annual fee of ₹590 and additional perks like a free 3-month Swiggy One membership, this card is ideal for frequent Swiggy users. It also provides exclusive Mastercard World Tier benefits and the opportunity to earn IndiGo BluChips for travel rewards.

Axis Bank Transfer Partners: A Beginner's Guide

Axis Bank Transfer Partners: A Beginner's Guide

Explore Axis Bank's transfer partners for EDGE REWARD Points and EDGE MILES. Learn how to redeem rewards with top airline and hotel partners like Marriott, Qantas, and Accor. Discover capping, transfer ratios, and how to optimize your points.

ICICI Emeralde Private Metal vs HDFC Infinia Metal

ICICI Emeralde Private Metal vs HDFC Infinia Metal

With HDFC continuing to push SmartBuy offers and ICICI strengthening its iShop platform, the gap between these two cards has narrowed. Choosing between them depends largely on how and where you spend

SaveSage Credit Card Survey 2025

SaveSage Credit Card Survey 2025

India's credit card users are missing out on rewards due to poor awareness and complex redemption processes. A SaveSage survey of 5,000 respondents reveals that 70% don't optimise rewards, 60% are unaware of premium perks, and 65% are open to switching cards. With credit card usage growing fast, closing this rewards optimisation gap is critical.

GET FREE MEET AND GREET WITH VISA INFINITE

GET FREE MEET AND GREET WITH VISA INFINITE

Skip airport stress with Visa Infinite Meet & Greet Service. Get a personal assistant, buggy ride, porter help, and lounge access at 11 major airports in India. Free for cardholders with $1,000+ international spends. Works with Axis Magnus, HDFC Infinia, IDFC Wealth, and more.

Credit Card Tips for Smart Users

Credit Card Tips for Smart Users

Learn how to use your credit card wisely with these essential tips. Discover how to avoid high-interest charges, maintain a low credit utilization ratio, and identify hidden fees. By understanding credit card rewards programs and avoiding cash advances, you can maximize your benefits and maintain a good credit score. Explore how to make your credit card work for you and make smart financial decisions today.

Kiwi Credit Card Review

Kiwi Credit Card Review

The Axis Kiwi Credit Card is a lifetime free virtual card offering up to 1.5% cashback on UPI and online spends. With no joining or annual fees, it rewards everyday transactions through ""Kiwis"" (1 Kiwi = ₹0.25). The optional Neon subscription boosts UPI cashback to 2% and offers milestone rewards up to 5%. It's ideal for frequent UPI users seeking simple, high-value rewards.

Save Big On Uber Spends Through Your Amex Credit Cards

Save Big On Uber Spends Through Your Amex Credit Cards

Learn how to maximize Uber rewards with your American Express cards by leveraging strategic spends, milestone bonuses, and platforms like Amex Gyftr. Combine cards like MRCC, SmartEarn, Platinum Travel, and Gold Charge with Uber One and Amazon Prime to boost returns up to 26%. Choose the right card and strategy based on your spending pattern to turn everyday travel into high-value rewards.

Best Credit Cards for Tax Payments

Best Credit Cards for Tax Payments

Paying taxes with the right credit card can help earn rewards, cashback, or travel perks. Top options include HDFC BizBlack (up to 16.5% return), HDFC BizPower (up to 6.6%), Amex Platinum Travel (milestone rewards), IDFC Club Vistara (3%), and HSBC Premier (3% uncapped until March 31). Other notable cards include YES Private (2.5%) and ICICI Times Black (2%). Choose a card that aligns with your spending to maximize benefits.

How to Increase Your Credit Card Limit in India

How to Increase Your Credit Card Limit in India

To increase your credit card limit in India, maintain a high credit score (750+), make timely payments, and keep your credit utilization low. You can request a limit increase by providing proof of higher income or opting for automatic hikes. Active card usage, upgrading to a premium card, and reducing existing debt also improve your chances. Responsible credit management ensures financial flexibility and a better credit profile.

How to Set Up Auto Pay for Your Credit Card Bill Online: A Comprehensive Guide

How to Set Up Auto Pay for Your Credit Card Bill Online: A Comprehensive Guide

Setting up auto pay for your credit card bill online ensures timely payments, preventing late fees and protecting your credit score. You can enable auto pay through net banking, mobile apps, UPI Auto Pay, third-party apps like CRED, or bill payment aggregators. It simplifies financial management, reduces stress, and enhances creditworthiness by automating monthly payments. With just a few clicks, you can secure hassle-free, on-time bill payments and focus on other financial goals.

Smart Savings: How to Layer Offers, Coupons, and Rewards for Maximum Benefits

Smart Savings: How to Layer Offers, Coupons, and Rewards for Maximum Benefits

Stacking is a smart way to maximize savings by combining bank discounts, merchant offers, credit card rewards, and gift cards. Whether shopping online, dining out, or traveling, using the right payment methods can help save thousands while earning extra perks. However, it’s important to check terms, reward caps, and expiry dates to avoid missing out on benefits. By strategically layering multiple offers, you can make your money go further and spend wisely.

Best Credit Cards for Education Payments in India

Best Credit Cards for Education Payments in India

Certain credit cards in India offer cashback, reward points, or discounts on education-related expenses like tuition fees and course subscriptions. Top options include Axis Burgundy (up to 17.5% rewards), Axis Atlas (4% rewards), and Amex Platinum Travel (milestone benefits of 8-10%), among others. Choosing the right card helps maximize savings while managing academic costs efficiently.

HSBC India TravelOne Credit Card: Review & Benefits

HSBC India TravelOne Credit Card: Review & Benefits

The HSBC TravelOne Credit Card offers great travel rewards, lounge access, and instant redemptions but has a high forex fee (4.13%) and strict approval criteria. While it suits frequent travelers, alternatives like Axis Atlas and HDFC Infinia may offer better value.

5 Simple Ways to Avoid Credit Card Fees and Penalties

5 Simple Ways to Avoid Credit Card Fees and Penalties

Credit cards offer incredible convenience, but they can also sneak up on you with fees and penalties if you're not careful. Here are five simple tips to avoid unnecessary charges and keep your wallet happy!

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