Visa Power Travel Offer 2026: Earn Up to 20% on International Spends

Visa Power Travel offers up to 20% in total rewards on eligible overseas spends made with an India-issued Visa card through a base reward, an extra reward and a one-time milestone bonus. What you actually earn depends on how you pay, where you spend and how high your card's forex markup is.

Quick Answer

Visa Power Travel is most useful for travellers already visiting one of the seven eligible countries who can pay through Google Pay or Samsung Pay Tap to Pay or spend with listed Visa partners. Register your card early and use the extra 10% wherever you can, since that's where most of the value sits.

Visa Power Travel at a Glance

How Visa Power Travel Rewards Work

The campaign is open to holders of valid India-issued Visa consumer credit, debit and prepaid cards, regardless of which bank issued them, since Visa runs this campaign directly rather than through individual banks. Corporate, commercial and business cards are excluded.

The campaign has three reward layers:

A few things to keep in mind:

• The extra 10% applies once per transaction, even when Tap to Pay is used at a Visa partner.

• The Jetsetter Bonus gives 10% on the first ₹1 lakh of eligible spend, capped at ₹10,000 per card.

• ATM withdrawals earn only the base reward and do not count towards the milestone.

• Each card must separately complete ₹1 lakh of eligible spends across at least 20 transactions.

For example, ₹1 lakh spent across at least 20 fully eligible transactions could earn ₹500 as the base reward, ₹10,000 through the extra 10% and ₹10,000 through the Jetsetter Bonus. This ₹20,500 total is a theoretical ceiling because every transaction must qualify for the extra reward.

Where Can You Earn the Extra 10%?

You can earn the extra 10% through Google Pay or Samsung Pay Tap to Pay or at selected Visa partners:

Merchant Partners by Country

★ Klook is the only merchant listed across all seven destinations, and Singapore and Thailand offer the widest range of partners by far.

A plain tap of your physical Visa card isn't listed under the wallet-based Tap to Pay benefit. The offer specifically names Google Pay and Samsung Pay for that. That said, a physical card transaction at an eligible Visa partner can still qualify, since partner spends may use any supported payment method on the card, not just Tap to Pay.

Partner Conditions to Check

• Klook transactions need the correct merchant description on your card statement to be tracked.

• Grab wallet top-ups don't qualify. The ride or service has to be charged directly to the card.

• At Gardens by the Bay, only Flower Dome, Cloud Forest and Floral Fantasy tickets qualify. Singapore Oceanarium, Universal Studios Singapore and Safari World Bangkok are limited to eligible admission-ticket purchases, with food, drinks and retail excluded.

• Klook, Gardens by the Bay, Resorts World Sentosa, Singapore Oceanarium, Skyline Luge Sentosa and Universal Studios Singapore allow some online purchases, but only through their own approved website or booking channel.

• Lotte Duty Free, Mustafa Centre, King Power Duty Free and Gourmet Market apply only at specified physical locations.

Which Transactions Don't Qualify?

Eligible in-person purchases in the participating countries generally earn the 0.5% base reward, even at non-partner merchants. Most online transactions do not qualify unless they are made through an approved Visa partner channel.

The following transactions don't earn rewards under the Visa Power Travel campaign:

• Purchases outside the seven participating countries

• General online transactions with non-partner merchants

• Prepaid hotel bookings through unrelated travel platforms

• Cancelled, refunded, reversed, disputed or declined transactions

Paying directly at a hotel counter in an eligible country can qualify for the base reward. Prepaid online hotel bookings usually don't qualify unless booked through an approved Visa partner, like Resorts World Sentosa via its own website.

ATM withdrawals are another exception. While they earn the 0.5% base reward, credit card cash withdrawals usually come with cash advance fees, ATM charges, forex markup and interest that starts accruing immediately. Those costs can easily wipe out the reward.

How to Register and Redeem Your Rewards

1. Visit the Visa Power Travel campaign website.

2. Sign up and authenticate your eligible Visa card.

3. Complete eligible transactions during the campaign.

4. Track and redeem your rewards through the campaign account.

Register and authenticate your card before you start spending. Visa's public campaign documents don't clearly guarantee that transactions made before enrolment will count, so treat tracking as a risk rather than a safety net.

Rewards are calculated weekly using transactions processed through VisaNet. The settlement date can differ from your purchase date and eligible transactions can take 15 days or longer to actually show up on the campaign site.

Note: Visa uses the VisaNet settlement posting date, not the date you tap your card, to decide whether a transaction falls within the campaign window. Avoid leaving qualifying transactions or redemption itself until the final few days before 30 September, since a late settlement could mean a purchase misses the cutoff entirely.

Available redemption options currently include:

• Air India Vouchers

• Amazon Pay E-Gift Cards

Rewards can be redeemed in ₹1,000 blocks, subject to the overall ₹50,000 reward cap per eligible card.

Air India vouchers can be used only in Indian rupees (INR) on the Air India website or app, not at airport counters or through offline channels.

You can change your preferred reward partner through your campaign account before redeeming. Once a reward has been redeemed, it can't be changed, cancelled, exchanged or refunded.

Note: Rewards are available on a first-come, first-served basis. Redeem before 30 September 2026, as the campaign may close earlier if reward stock runs out.

Any taxes, fees or surcharges tied to the rewards are on you, not Visa or your bank.

Does Visa Power Travel Offset Forex Charges?

This is the practical question that matters more than the headline percentage, and it's easy to miss while looking at reward numbers alone.

The 0.5% base reward alone usually will not cover a typical credit card's forex markup.

The extra 10%, when it applies, can comfortably outweigh most forex markups, which is where the real value of this campaign sits.

Dynamic Currency Conversion can erode the value further by applying a worse exchange rate before any reward is even calculated.

A card with little or no forex markup may still deliver a better net return than a high-forex card earning the campaign's extra 10%, especially for spends that only ever qualify for the base reward.

In short, this offer is worth chasing when a transaction earns the extra 10%. But it's not a good enough reason to keep using a card that charges you high forex fees.

Who Is Visa Power Travel Best For?

The offer works best for travellers who are already visiting one of the seven eligible countries, can use supported Tap to Pay methods or listed partners, and would naturally complete ₹1 lakh across 20 transactions.

The headline 20% reward is achievable only when multiple reward layers come together. For everyone else, the actual value depends on your payment method, merchant, forex charges and spending pattern.

Before your next international trip, compare your card's forex markup, reward rate and travel benefits instead of looking only at the promotional reward percentage.

Visa says campaign rewards can be combined with your bank's existing card offers and other Visa promotions, though whether your card keeps earning its normal reward points on top of this depends on your issuer's own terms. Travellers looking for year-round airline and hotel transfer options can also explore the HSBC TravelOne Credit Card, while those focused on transferable miles can check out the Axis Atlas Credit Card.

Pay in the local currency rather than INR when a terminal offers Dynamic Currency Conversion. DCC usually applies a less favourable exchange rate. See these credit card tips for international trips  for other checks before using your card abroad.

Use SaveSage to compare forex markup, reward rates, caps and travel benefits before choosing a card for overseas spending. This helps you see whether Visa Power Travel improves your return after fees, or whether another card does the job better.

Frequently Asked Questions

1. What is the Visa Power Travel Offer?

Visa Power Travel is a promotional campaign that rewards eligible India-issued Visa credit, debit and prepaid cardholders for qualifying international transactions made across seven participating countries until 30 September 2026.

2. Does every international transaction qualify?

No. While eligible in-store purchases generally earn the 0.5% base reward, the additional 10% reward applies only to eligible Tap to Pay transactions or purchases made through participating Visa merchant partners.

3. What should I check before using Visa Power Travel abroad?

Before travelling, confirm that your destination is eligible and international payments are enabled on your card. Check whether the merchant and payment channel qualify, whether your card supports Google Pay or Samsung Pay, and whether Air India Vouchers or Amazon E-Gift Cards are useful to you.

4. Can I use more than one Visa card?

Yes. Each eligible card participates separately, but every card has to independently meet the campaign conditions on its own. The ₹50,000 reward cap also applies separately per card.

5. What should I do if my reward isn't credited?

First, check that the transaction actually went through, wasn't refunded or reversed and has had enough time to settle. If it still isn't showing up, email visapowertravelsupport@razorpay.com.