Joining Fee:
₹5000 +GST
Return Percentage:2% to 5%
Credit Card Overview
A premium travel-focused card offering accelerated miles on international and domestic spends, lounge access, and transfer partnerships with global airline and hotel programs.
Best Suited For: Travel Booking, Airline Transfer, Hotel Transfer
Axis
Fees and charges at a glance
- Annual fee
- ₹5,000
- Joining fee
- ₹5,000
- Reward rate
- 2% to 5%
- Forex markup
- 3.5%
- Interest rate
- 55.55% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Axis Atlas credit card — Earn Categories
Where you earn more
- Travel Edge5 EMs / ₹100
A maximum of ₹2 lakh in spends per calendar month is eligible. · Minimum ₹100 per transaction
Other categories
- Airlines5 EMs / ₹100
A maximum of ₹2 lakh in spends per calendar month is eligible. · Minimum ₹100 per transaction
Everyday rate
- Base Rewards2 Edge Miles (EMs) / ₹100
Minimum ₹100 per transaction
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Insurance
- Utilities
- EMI
- Government
- Jewellery
- Fuel
- Wallets
- Rent
- UPI