HDFC BizPower Credit Card Adds 22 Airline & Hotel Transfer Partners
HDFC BizPower Credit Card now supports Reward Point transfers to 22 airline and hotel loyalty programmes through SmartBuy.

This is a meaningful upgrade for BizPower cardholders who have been accumulating Reward Points with limited redemption options. You can now convert your Reward Points into KrisFlyer miles, Accor ALL points, Flying Blue miles, Qatar Avios, Marriott Bonvoy points and 17 other partner programmes.
This is one of the latest updates for the BizPower Credit Card. You can also read about the recent changes in our HDFC Credit Cards Devaluation 2026: What's Changing Across Regalia Gold, Diners Club Privilege & Biz Power guide.
The biggest highlight is Accor ALL, available at a 2:1 transfer ratio. KrisFlyer, Flying Blue, Radisson Rewards and several other partners are also available at the same ratio.
What the Transfer Ratios Mean
Before looking at the partner list, here's one thing you should know.
A 2:1 transfer ratio means 2 BizPower Reward Points convert into 1 airline mile or hotel point. A 3:1 ratio means 3 BizPower Reward Points convert into 1 airline mile or hotel point. Since fewer Reward Points are needed, the 2:1 partners generally offer better value.
Partners With a 2:1 Transfer Ratio
These 14 partners give you 1 airline mile or hotel point for every 2 BizPower Reward Points transferred.
Accor ALL
Singapore Airlines KrisFlyer
Flying Blue
Avianca LifeMiles
Turkish Miles&Smiles
United MileagePlus
IHG One Rewards
Club ITC
AirAsia Rewards
Finnair Plus
Radisson Rewards
Wyndham Rewards
Lotusmiles
SpiceClub
Partners With a 3:1 Transfer Ratio
These 8 partners give you 1 airline mile or hotel point for every 3 BizPower Reward Points transferred.
Qatar Avios
British Airways Avios
Air India Maharaja Club
Marriott Bonvoy
Aeroplan
Cathay Asia Miles
Etihad Guest
Thai Royal Orchid Plus
Planning to transfer points to Air India? Read our Air India Maharaja Club – The Ultimate Guide to learn how to earn, redeem and maximise Maharaja Club points.
How to Transfer BizPower Reward Points
Log in to HDFC SmartBuy.
Open the Reward Points / Transfer Partners section.
Select your preferred airline or hotel loyalty programme.
Enter your membership number and the number of Reward Points you want to transfer.
Review the applicable transfer ratio and confirm the request.
Transfer timelines may vary depending on the loyalty programme.
How This Improves Your BizPower Reward Points
The addition of airline and hotel transfer partners gives BizPower cardholders more flexibility in how they redeem Reward Points.
Instead of using standard redemption options, points can now be converted into airline miles or hotel loyalty points through SmartBuy. For frequent travellers, this can offer significantly better value.
If you frequently use your BizPower Credit Card for GST or income tax payments, check out our guide to the Best Credit Cards for Tax Payments to compare the best cards for maximising rewards on tax spends.
Whether you're collecting airline miles or hotel points, staying updated on transfer partners can make a big difference to the value of your Reward Points. With SaveSage, you can track the latest credit card updates, travel offers and loyalty programme news, all in one place.
Interested in the HDFC BizPower Credit Card? Compare its features and apply for the HDFC BizPower Credit Card through SaveSage to start earning Reward Points on your business spends.


