Axis Bank Transfer Partners: A Beginner's Guide (Updated 2026)

If you’re using EDGE Rewards or EDGE Miles for the first time, it’s important to understand how point transfers work and what limits apply when moving your points.

What Are Axis Bank Transfer Partners?

When you spend on an eligible Axis Bank credit card, you earn either EDGE Reward Points or EDGE Miles depending on your card type.  Axis Bank allows you to convert your credit card reward points into airline miles or hotel loyalty points through its Travel EDGE platform.

Instead of redeeming points at a fixed value, you can transfer them to loyalty programs and potentially get much higher value per point - especially for flights and premium stays.

But that value depends on three things:

• The partner you choose

• Your credit card type

• The transfer ratio applied

Axis Bank currently supports 27 transfer partners across airlines and hotels, divided into two groups: Group A and Group B.

Updated Axis Bank Transfer Partners (2026)

Axis Bank has updated its transfer partner list and group classification. Accor Live Limitless is back as a transfer partner, while ITC Hotels is no longer listed. Three new partners have also been added: Cathay, Hilton Honors and Miles & More.

Axis has also moved Flying Blue, Air India, and Qantas Frequent Flyer to Group A.

The current 27 transfer partners are divided into Group A and Group B:

Group A consists primarily of international airline and hotel programs. Group B is a mix of international and domestic partners, including Indian carriers and hotel chains. This distinction matters because your annual transfer limits are split between the two groups.

Axis Bank Transfer Partner Capping

Axis Bank applies an annual cap on how many points you can transfer in a calendar year (1 January to 31 December). This capping is applied at a Customer ID level, so if you hold more than one Axis Bank card, the limits are combined. Cards that earn EDGE Rewards are subject to a combined annual transfer cap, with the limit of the highest-capped card being applicable. In the same way, all cards that earn EDGE Miles are also grouped together and capped under a single combined limit.

Note: The minimum transfer is 300 EDGE Reward Points or 500 EDGE Miles. The maximum you can transfer in a single transaction is either the points available in your account or your annual cap, whichever is lower.

How Does The Capping Work?

Let’s say a person holds three Axis credit cards: Magnus Burgundy, Reserve, and Rewards. Each card has its own annual EDGE Reward transfer limits.

• Magnus Burgundy: 10 lakh points (2 lakh Group A + 8 lakh Group B)

• Reserve: 5 lakh points (1 lakh Group A + 4 lakh Group B)

• Rewards: 5 lakh points (1 lakh Group A + 4 lakh Group B)

Even though each card has separate limits, Axis applies the transfer cap based on the highest eligible limit across all cards. So in this case, the overall annual transfer limit will be 10 lakh EDGE Reward Points, as per the Magnus Burgundy card.

Important: The minimum transfer is 300 EDGE Reward Points or 500 EDGE Miles. The maximum transfer is limited to the points available in your account or your annual capping(whichever is lower).

Axis Bank Transfer Ratio: How Many Points Do You Actually Need?

How to Transfer Your EDGE Points or EDGE Miles

If you are not already a member of the airline or hotel loyalty program you want to transfer to, enrol on the partner's website first.

You can initiate an EDGE Rewards or EDGE Miles transfer through the Axis Bank Mobile App or the Travel EDGE portal.

Step 1: Log in to the Axis Bank Mobile App and visit the EDGE REWARD section. You can also log in to the Travel EDGE portal.

Step 2: On the Travel EDGE dashboard, select the Points/Miles Transfer option.

Step 3: Choose the airline or hotel loyalty program you want to transfer your EDGE Reward Points or EDGE Miles to.

Step 4: Enter your loyalty program membership ID when required. Axis Bank allows one loyalty ID per partner at a time. If you update the linked ID, you need to wait 60 days before updating it again and 5 working days after the update before making a transfer. These restrictions do not apply to Burgundy Private customers.

Step 5: Enter the number of EDGE Reward Points or EDGE Miles you want to transfer and complete the required verification.

Most transfer requests are processed within 3 business days, although some can take up to 15 business days depending on the partner. Transfers are final and cannot be reversed or refunded.

Best Partners to Use Right Now

Not all partners deliver equal value. Based on the current transfer ratios and redemption options available, these programs continue to offer strong returns:
For international flights → Singapore Airlines (KrisFlyer), Aeroplan (Air Canada), JAL Mileage Bank and Miles & More (Lufthansa) are useful options for international travel. Miles & More gives access to Lufthansa and other Star Alliance airlines, while KrisFlyer, Aeroplan and JAL Mileage Bank can also be useful for premium cabin redemptions.

For domestic travel → Air India (Maharaja Club) remains the most versatile option for routes within India. Although Air India has now moved to Group A, it continues to be a practical choice for domestic travel. SpiceJet and AirAsia offer additional budget-friendly options, with the applicable transfer ratio depending on the Axis card you hold.

For a full breakdown of what changed in the recent devaluation and which partners were removed, read here: Axis Bank Devaluation

Making the Most of Axis Bank Transfer Partners

Axis Bank's transfer partner program remains one of the more flexible options for travel rewards in India, even after the recent changes.

Before transferring, check the applicable ratio for your card and whether the partner falls under Group A or Group B. It is also worth checking the loyalty program's award availability before transferring since Axis transfers are final and cannot be reversed or refunded.

The latest update brings Accor back, adds Cathay, Hilton Honors and Miles & More, removes ITC Hotels and moves Flying Blue, Air India and Qantas Frequent Flyer to Group A.

If you want to stay on top of the latest changes, devaluations, and which cards still offer the best return, follow SaveSage Blogs for regular updates. Managing credit card rewards and loyalty programs doesn’t have to be confusing. SaveSage is a well designed credit card app that helps you keep everything simple by bringing your cards, points, and offers, along with helpful AI support and regular updates.