Flipkart Axis Bank Credit Card Offer: First Year Free Till 31 July 2026
If you've been planning to apply for the Flipkart Axis Bank Credit Card, now may be a good time. Axis Bank is offering the card with ₹0 joining fee for eligible applications submitted by 31 July 2026.
If you regularly shop on Flipkart, Myntra, Cleartrip or use Swiggy Food and Uber, this limited-time offer lets you skip the joining fee while still enjoying the same cashback benefits as the paid version. Before you apply, here's what you get, what you miss compared to the paid card and whether the offer is worth applying for.
Flipkart Axis Bank Credit Card Offer Summary
Feature | Details |
Offer | Free for First Year |
Apply By | 31 July 2026 |
Joining Fee | ₹0 |
Renewal Fee | ₹500 + GST |
Renewal Waiver | ₹3.5 lakh annual spends |
Best Cashback | 7.5% on Myntra |
Welcome Benefit | ₹250 Flipkart voucher not available on Free for First Year cards |
Note: Rent and wallet load transactions don't count towards the annual spend required for the renewal fee waiver.
What's Included in the First Year Free Offer?
You skip the joining fee but give up the ₹250 Flipkart welcome voucher that comes with the paid card. The Swiggy welcome benefit of 50% off, up to ₹100 on your first Swiggy Food order using code AXISFKNEW, still applies either way.
Cashback & Rewards
Spend Category | Cashback |
Myntra | 7.5% |
Flipkart | 5% |
Cleartrip | 5% |
Preferred Merchants | 4% unlimited |
Other eligible spends | 1% |
Preferred Merchants currently include Swiggy Food, Uber and PVR, although Axis Bank may revise this list from time to time. Cashback also depends on how the merchant is classified by the payment network. Learn more in our guide on How Merchant Categories Affect Your Credit Card Rewards in India.
Cashback on Myntra, Flipkart and Cleartrip is capped at ₹4,000 per statement quarter, per merchant, so you can earn up to ₹4,000 on each platform during the same quarter. Only Swiggy Food orders qualify for 4% cashback, Instamart and other Swiggy services are excluded.
Cashback Exclusions
You don’t earn cashback on fuel, utilities, telecom, insurance, rent, wallet loads, education, government payments, gift card purchases on Flipkart and Myntra, gold and jewellery, EMI transactions and purchases below ₹100. If you're new to credit cards, understanding these exclusions before applying can help you avoid common mistakes that reduce your rewards.
How to Apply for the Flipkart Axis Bank Credit Card?
You can apply for the Flipkart Axis Bank Credit Card through the Axis Bank website or directly via the Flipkart app. Keep your PAN, Aadhaar or other KYC documents and income details ready before starting the application. Once your application is approved and verified, the card will be issued according to Axis Bank's eligibility criteria.
Before applying, make sure you meet the bank's eligibility requirements to improve your chances of approval.
Should You Get This Card?
If your regular spending is already concentrated on Flipkart, Myntra, Cleartrip or Preferred Merchants, the answer is yes. If this will be your first credit card, our beginner's guide explains what to expect before submitting your application.
Since the cashback structure remains unchanged, the First Year Free offer simply reduces your upfront cost. The only trade-off is missing the ₹250 Flipkart welcome voucher, which is smaller than the joining fee you're saving.
If this card fits your spending pattern, applying during the First Year Free offer is a simple way to save on the upfront cost while enjoying the same cashback benefits.
You can also use SaveSage to compare it with other cashback credit cards, track the latest credit card offers and compare cards based on your spending habits.
FAQs
1. Is the Flipkart Axis Bank Credit Card Free for First Year?
Yes. Eligible applications submitted on or before 31 July 2026 receive the card with ₹0 joining fee under this limited-time offer.
2. What do I lose by applying under the First Year Free offer?
Just the ₹250 Flipkart welcome voucher that paid cardholders get on their first transaction. The Swiggy welcome benefit and all cashback rates stay the same.
3. Does the First Year Free offer change the cashback structure?
No. The cashback structure remains the same as the regular Flipkart Axis Bank Credit Card.
4. What are the benefits of the Flipkart Axis Bank Credit Card?
The card offers 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, 4% unlimited cashback on Preferred Merchants and 1% on other eligible spends, along with a 1% fuel surcharge waiver and welcome benefits of up to ₹350.
5. Who is eligible for the Free for First Year offer?
The offer is available on eligible Flipkart Axis Bank Credit Card applications submitted by 31 July 2026, subject to Axis Bank's approval and eligibility criteria.
