Introduction

Let's face it - grocery shopping is eating up more of our budget these days, with prices of everyday essentials constantly climbing. That's why we discovered the latest partnership between Swiggy Instamart and American Express. This collaboration couldn't have come at a better time for those of us feeling the pinch at checkout. Starting March 5th, Amex cardholders can enjoy substantial cashback on their grocery orders through Swiggy Instamart, making those essential purchases a little easier on the wallet.

Slash Your Grocery Bills with Tiered Cashback

The beauty of this offer lies in its simplicity - the more you spend, the more you save. Amex has structured the cashback in three convenient tiers:

• Spend between ₹3,500 and ₹5,999? You'll get ₹350 back (which counts as 10% cashback for spends of ₹3,500)
• Push your monthly spend to ₹6,000-₹7,999 and you're looking at a sweet ₹600 cashback.
• Go beyond ₹8,000 in monthly Instamart purchases and you'll max out the benefit with ₹800 back in your Swiggy Wallet.

What is particularly appreciated is that this isn't just a one-time thing - you can earn this cashback every month during the promotion period, which runs until May 31, 2025. That's potentially ₹2,400 in savings if you maximize the offer for all three months!

The Fine Print (That Actually Isn't Too Bad)

While most promotional offers come with complicated terms that make your head spin, this one is refreshingly straightforward:

• Only Swiggy Instamart orders count toward your spend threshold. Your late-night pizza cravings through regular Swiggy won't contribute, nor will Dineout or Genie services.
• You don't need to worry about separating delivery fees and taxes from your calculations - they're included in the spend amount.
• The offer applies per Swiggy account, not per card. If you've linked multiple Amex cards to your account, your purchases across all cards will be combined to reach the threshold faster.
• Patience is required - the cashback hits your Swiggy Wallet by the 10th of the following month.

How to Make the Most of This Offer

After trying this out myself, I've found a few ways to maximize the benefits:

• Plan your monthly grocery shopping strategically: Rather than making several small purchases that might not hit the minimum threshold, consolidate your shopping into fewer, larger orders.
• Don't forget to activate your Swiggy Wallet! This step is crucial - the cashback won't automatically appear if your wallet isn't set up. Simply open the Swiggy app, head to your profile, tap on "Swiggy Money & Gift Cards," and follow the prompts to activate your wallet.
• Track your spend throughout the month. The app makes this fairly easy - just check your past orders section to see how close you are to the next cashback tier.
• Remember that Swiggy Money expires. Once credited, your cashback is valid for one year, so don't forget about it!

Conclusion

In these times of rising prices, finding legitimate ways to save on essentials isn't just nice - it's necessary. The Swiggy Instamart and Amex partnership offers a real opportunity to put some money back in your pocket while stocking your fridge and pantry. It’s time to shift your grocery shopping expenses to take advantage of this offer, and we suggest you do the same if you're an Amex cardholder. With potential savings of up to ₹800 monthly, it's worth rethinking how and where you buy your groceries. The offer runs until May 31st, 2025, so there's still plenty of time to benefit from these savings.

About Us

SaveSage is a platform that offers smart strategies for saving money and making the most of credit card rewards and loyalty programs.

If you want to stay updated with latest development with reward points and loyalty programmes, don’t forget to subscribe our WhatsApp Channel