Axis Freecharge Plus credit card credit card
Joining Fee:

₹350 +GST

Return Percentage:

1% to 2%

Credit Card Overview

An upgraded Freecharge variant that provides higher cashback, exclusive partner offers, and milestone rewards for loyal Freecharge and Axis Bank users.

Best Suited For: Brand Wallet, Cashback

Axis logoAxisVisa

Fees and charges at a glance

Annual fee
₹350

Charged every year you keep the card

Joining fee
₹350

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
55.55% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Axis Freecharge Plus credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

    Minimum ₹100 per transaction

2 more earning categories on this card

We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Wallets
  • Government
  • Jewellery
  • Rent
  • Insurance
  • Utilities
  • Fuel
  • EMI