Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1%
Credit Card Overview
A Platinum card from HSBC offering rewards on shopping and dining, milestone benefits, and lifestyle privileges for everyday users.
Best Suited For: Experience, Travel Booking, Hotel Transfer
HSBC
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HSBC Platinum credit card — Earn Categories
Where you earn more
- Hotels via HSBC12 reward points / ₹150
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.
- Flights via HSBC8 reward points / ₹150
A maximum of 18,000 HSBC Reward Points (accelerated points) can be earned per cardholder per calendar month.
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹150
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Wallets
- Government
- Insurance
- UPI
- Fuel
- Education
- Jewellery
- Rent
- Utilities