Joining Fee:
₹1000 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A co-branded Emirates Skywards Rubyx card offering Skywards Miles on shopping and travel, with lifestyle perks and milestone rewards.
Best Suited For: Airline Transfer, Travel Booking, Hotel Transfer
ICICI
Fees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Emirates Skywards Rubyx credit card — Earn Categories
Where you earn more
- Hotels via iShopTravel · Hotel12 Miles / ₹100
A maximum of 1,100 Accelerated Reward Points can be earned per calendar month and 1,100 Accelerated Reward Points can be earned per day.
- Vouchers via iShopShopping · Vouchers6 Miles / ₹100
A maximum of 1,100 Accelerated Reward Points can be earned per calendar month and 1,100 Accelerated Reward Points can be earned per day.
Everyday rate
- Base Rewards1 Miles / ₹100
2 more earning categories on this card
We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Insurance
- Government
- Education
- Skill Based Gaming
- EMI
- Fuel
- Utilities