Joining Fee:
Apply NowFREE
Return Percentage:0.25% to 0.5%
Credit Card Overview
A patriotic Parakram card designed for defense personnel, offering rewards on fuel, groceries, and utilities, along with insurance benefits.
Best Suited For: Catalogue Products, Cashback
ICICI
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.25% to 0.5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- ₹199
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
ICICI Parakram credit card — Earn Categories
Other categories
- Canteen Stores5 reward points / ₹100
- GroceryF&B · Grocery5 reward points / ₹100
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹100
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Skill Based Gaming
- Rent
- Education
- Fuel
- Jewellery
- Wallets