IndusInd Nexxt credit card credit card
Joining Fee:

₹10000 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A Nexxt card featuring EMI-on-swipe functionality, cashback on transactions, and rewards for digitally savvy users seeking flexible payments.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
₹10,000

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IndusInd Nexxt credit card — Earn Categories

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹150

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Utilities
  • Rent
  • Jewellery
  • Wallets
  • Fuel
  • EMI