Joining Fee:
Apply Now₹1499 +GST
Return Percentage:4% to 7%
Credit Card Overview
A BPCL Octane variant delivering higher fuel rewards, milestone vouchers, and premium lifestyle benefits tailored for heavy fuel users.
Best Suited For: Brand Wallet, Cashback
SBI
Fees and charges at a glance
- Annual fee
- ₹1,499
- Joining fee
- ₹1,499
- Reward rate
- 4% to 7%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI BPCL Octane credit card — Earn Categories
Where you earn more
- Bharat GasUtilities · Utilities25 reward points / ₹100
A maximum of 500 RPs can be earned per statement month. · Minimum ₹100 per transaction
- Bharat PetroleumFuel · Fuel25 reward points / ₹100
A maximum of 2500 RPs can be earned per statement cycle. · 1% charge on this category · Minimum ₹100 per transaction
Everyday rate
- Base Rewards1 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
4 more earning categories on this card
We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Rent
- Wallets
- UPI
- Digital gaming
- Utilities
- Education (Third-party)