Joining Fee:
Apply Now₹499 +GST
Return Percentage:3% to 5%
Credit Card Overview
A co-branded BPCL card providing accelerated rewards on fuel purchases, surcharge waivers, and lifestyle perks for frequent motorists.
Best Suited For: Brand Wallet, Cashback
SBI
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI BPCL credit card — Earn Categories
Where you earn more
- Bharat PetroleumFuel · Fuel13 reward points / ₹100
Maximum 1300 RPs per billing cycle. · Minimum ₹100 per transaction
Other categories
- Departmental Stores5 reward points / ₹100
Maximum 5000 RPs per month. · Minimum ₹100 per transaction
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹100
Minimum ₹100 per transaction
3 more earning categories on this card
We track all 6 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- EMI
- UPI
- Government
- Rent
- Wallets
- Digital gaming
- Utilities