SBI Doctors IMA credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A Doctors IMA card designed for medical professionals, providing lifestyle rewards, milestone perks, and added healthcare benefits.

Best Suited For: Experience, Catalogue Products

SBI logoSBIVisa

Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI Doctors IMA credit card — Earn Categories

Other categories

  • InternationalInternational · International5 reward points / ₹100

    A maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on Medical Supplies and Travel Booking spends per month, and a maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on International spends per month.|After the cap limit of 7,500 RPs is achieved, 1 Reward Point for every ₹100 spent, as per the card policy, will continue to accrue. · Minimum ₹100 per transaction

  • Online Travel AgenciesTravel · OTAs5 reward points / ₹100

    A maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on Medical Supplies and Travel Booking spends per month, and a maximum of 7,500 Reward Points can be earned at cumulative 5X per ₹100 spent on International spends per month.|After the cap limit of 7,500 RPs is achieved, 1 Reward Point for every ₹100 spent, as per the card policy, will continue to accrue. · Minimum ₹100 per transaction

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹100

    Minimum ₹100 per transaction

2 more earning categories on this card

We track all 5 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Rent
  • Wallets
  • EMI
  • Government
  • Jewellery
  • Digital gaming