Joining Fee:
Apply Now₹999 +GST
Return Percentage:1% to 3%
Credit Card Overview
A Premia card offering travel and lifestyle rewards, milestone bonuses, and global lounge access for frequent travelers.
Best Suited For: Experience, Travel Booking
Yes Bank
Fees and charges at a glance
- Annual fee
- ₹999
- Joining fee
- ₹999
- Reward rate
- 1% to 3%
- Forex markup
- 2.75%
- Interest rate
- 14.4% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Premia credit card — Earn Categories
Other categories
- Online12 reward points / ₹200
A maximum of 12,000 Reward Points can be earned per statement cycle. · Minimum ₹200 per transaction
- Offline6 reward points / ₹200
A maximum of 12,000 Reward Points can be earned per statement cycle. · Minimum ₹200 per transaction
Everyday rate
- Base Rewards4 Reward Points (reward points) / ₹200
Minimum ₹200 per transaction
4 more earning categories on this card
We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Jewellery
- Rent
- Wallets
- Utilities
- Education
- Fuel