Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1%
Credit Card Overview
A Unicard from Yes Bank offering innovative “pay later” features, rewards on lifestyle categories, and milestone perks for young professionals.
Best Suited For: Cashback
Yes Bank
Fees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 0%
- Interest rate
- 47.89% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Yes Bank Unicard credit card — Earn Categories
Everyday rate
- Base Rewards1 Cashback / ₹100
Minimum ₹100 per transaction
2 more earning categories on this card
We track all 3 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Rent
- Fuel
- Utilities
- Wallets
- Jewellery