Low annual fee cards that still earn real rewards. We track 266 of them from 32 banks, and 81 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • Suryoday BankRuPay

    RuPay Select

    ₹150
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    2.5%
    • Domestic lounge
    • International lounge
    View details