Restaurant discounts, and rewards on Swiggy and Zomato. We track 223 of them from 19 banks, 46 of which are lifetime free, and 140 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndAmerican Express

    Celesta

    ₹5,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Movies
    • Dining
    • +3
    View details
  • AmexAmerican Express

    Platinum Reserve

    ₹10,000
    Annual fee
    ₹10,000
    Joining
    Rewards
    2% to 5%
    Forex
    3.5%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +3
    View details
  • AmexAmerican Express

    Platinum Charge

    ₹66,000
    Annual fee
    ₹66,000
    Joining
    Rewards
    2.5% to 25%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Lounge
    • Concierge
    • +5
    View details