HSBC
Privé
- Free
- Annual fee
- Free
- Joining
- Rewards
- 5% to 60%
- Forex
- 0%
- Domestic lounge
- International lounge
- Lounge
- Lounge
- +3
No annual fee and still an airport lounge — the shortlist. We track 63 of them from 18 banks. Compare the joining fee, annual fee, reward rate and forex markup for each below.