Lifetime free credit cards

Cards with no joining fee and no annual fee, ever. We track 163 of them from 33 banks, and 63 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

• I don't want feesLifetime free cards
• New to creditNo credit history needed
• I fly oftenAirport lounge access
• I spend abroadLow forex markup
• I pay by UPIRuPay works on UPI
• I eat out a lotDining & delivery perks
• I watch moviesTicket offers
• I run a businessBusiness credit cards

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