HSBC
Privé
- Free
- Annual fee
- Free
- Joining
- Rewards
- 5% to 60%
- Forex
- 0%
- Domestic lounge
- International lounge
- Dining
- Movies
- +1
Cards with no joining fee and no annual fee, ever. We track 163 of them from 33 banks, and 63 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.