Bundled subscriptions and club memberships. We track 121 of them from 19 banks, 16 of which are lifetime free, and 99 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    Zen Signature

    ₹1,500
    Annual fee
    ₹1,500
    Joining
    Rewards
    2% to 4%
    Forex
    3.5%
    • International lounge
    • Domestic lounge
    • Memberships
    View details
  • KotakVisa

    White Reserve

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details