Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • KotakVisa

    White Reserve

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    3% to 6%
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Memberships
    • Concierge
    • +1
    View details
  • KotakVisa

    Solitaire

    ₹25,000
    Annual fee
    ₹25,000
    Joining
    Rewards
    1.5% to 15%
    Forex
    0%
    • International lounge
    • Guest lounge
    • Domestic lounge
    • Movies
    View details