Above ₹5,000 a year, for people who use the benefits. We track 50 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • RBLVisa

    Nova

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    NA
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Golf
    View details
  • RBLVisa

    Lumiere

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Travel
    • Golf
    View details