Above ₹5,000 a year, for people who use the benefits. We track 51 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndVisa

    Solitaire

    ₹10,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Memberships
    • Golf
    View details
  • IndusIndVisa

    Indulge

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    5% to 10%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • RBLVisa

    Nova

    ₹12,500
    Annual fee
    ₹12,500
    Joining
    Rewards
    NA
    Forex
    2%
    • Domestic lounge
    • International lounge
    • Lounge
    • Golf
    View details
  • IndusIndVisa

    Pioneer Private

    ₹25,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    • +3
    View details
  • RBLVisa

    Lumiere

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Lounge
    • Lounge
    • Travel
    • +1
    View details