Above ₹5,000 a year, for people who use the benefits. We track 51 of them from 17 banks, and 50 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 4 of 51 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
₹7,999 Annual fee
₹7,999 Joining
Rewards 3% to 5%
Forex 1.99% Domestic lounge International lounge Railway lounge Concierge +3 View details
₹9,999 Annual fee
₹9,999 Joining
Rewards 3% to 10%
Forex 1.99% Domestic lounge International lounge Lounge Memberships +4 View details
₹10,000 Annual fee
₹30,000 Joining
Rewards 1% to 2%
Forex 0% Domestic lounge International lounge Memberships Golf View details
₹12,500 Annual fee
₹12,500 Joining
Rewards 3% to 6%
Forex 2% Domestic lounge International lounge Lounge Lounge +3 View details Browse credit cards by bank Browse by how you redeem rewards 
