Redeem points against a product catalogue. We track 366 of them from 27 banks, 67 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • ICICIMastercard

    Emeralde

    ₹12,000
    Annual fee
    ₹12,000
    Joining
    Rewards
    0.25% to 1%
    Forex
    2%
    • International lounge
    • Domestic lounge
    • Lounge
    • Lounge
    • +7
    View details