Redeem points against a product catalogue. We track 366 of them from 27 banks, 66 of which are lifetime free, and 204 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Classic

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    0%
    • Railway lounge
    • Dining
    • Movies
    • Shopping
    • +2
    View details
  • IDFCVisa

    Select

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    0%
    • Domestic lounge
    • Railway lounge
    • Concierge
    • Movies
    • +2
    View details
  • IDFCVisa

    Wealth

    Free
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • Lounge
    • International lounge
    • Lounge
    • +6
    View details
  • IDFCVisa

    Wow

    Free
    Annual fee
    Free
    Joining
    Rewards
    0.5% to 1.5%
    Forex
    0%
    • Movies
    • Dining
    • Insurance
    • Travel
    View details
  • HSBCMastercard

    Privé

    Free
    Annual fee
    Free
    Joining
    Rewards
    5% to 60%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Lounge
    • Lounge
    • +3
    View details