Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IndusIndVisa

    Legend

    Free
    Annual fee
    Free
    Joining
    Rewards
    1% to 3%
    Forex
    1.8%
    • Travel
    • Movies
    • Concierge
    • Insurance
    • +1
    View details
  • IndusIndMastercard

    Pioneer Legacy

    Free
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndVisa

    Tiger

    Free
    Annual fee
    Free
    Joining
    Rewards
    3% to 6%
    Forex
    1.5%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +2
    View details
  • IndusIndVisa

    Solitaire

    ₹10,000
    Annual fee
    ₹30,000
    Joining
    Rewards
    1% to 2%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Memberships
    • Golf
    View details
  • IndusIndVisa

    Indulge

    ₹10,000
    Annual fee
    ₹75,000
    Joining
    Rewards
    5% to 10%
    Forex
    1.8%
    • Domestic lounge
    • International lounge
    • Movies
    • Concierge
    • +3
    View details
  • IndusIndMastercard

    Pioneer Heritage

    ₹25,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Movies
    • Dining
    • +2
    View details
  • IndusIndVisa

    Pioneer Private

    ₹25,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    • +3
    View details