Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • IDFCVisa

    Private

    ₹25,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Railway lounge
    • +7
    View details
  • DBSVisa

    Vantage

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    2% to 4%
    Forex
    1.75%
    • Domestic lounge
    • International lounge
    • Shopping
    • Dining
    • +2
    View details
  • RBLVisa

    Lumiere

    ₹50,000
    Annual fee
    ₹50,000
    Joining
    Rewards
    NA
    Forex
    0%
    • Domestic lounge
    • Travel
    • Golf
    View details
  • AxisVisa

    Burgundy Private

    ₹1,00,000
    Annual fee
    ₹1,00,000
    Joining
    Rewards
    2% to 10%
    Forex
    0%
    • International lounge
    • Domestic lounge
    • Memberships
    • Dining
    • +5
    View details