Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.

What matters most to you?

  • RBLVisa

    iGlobe

    ₹3,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    1.5%
    • Domestic lounge
    • International lounge
    • Golf
    • Vouchers
    View details
  • IndusIndVisa

    Pioneer Private

    ₹25,000
    Annual fee
    Free
    Joining
    Rewards
    2% to 5%
    Forex
    0%
    • Domestic lounge
    • International lounge
    • Guest lounge
    • Dining
    • +3
    View details