Under 2% on international spends — for travel and overseas shopping. We track 96 of them from 19 banks, 26 of which are lifetime free, and 75 come with airport lounge access. Compare the joining fee, annual fee, reward rate and forex markup for each below.
What matters most to you? 7 of 96 cards match what you picked What you can redeem for Annual fee Card network Perks included Who it suits Airport lounge access Bank
Free Annual fee
Free Joining
Rewards 1% to 5%
Forex 1.99% View details
Free Annual fee
Free Joining
Rewards 0.5% to 1.5%
Forex 0% Movies Dining Insurance Travel View details
Free Annual fee
Free Joining
Rewards 1% to 3%
Forex 0% Railway lounge International lounge Domestic lounge Travel +1 View details
Free Annual fee
Free Joining
Rewards 3% to 6%
Forex 1.5% Domestic lounge International lounge Movies Concierge +2 View details
Free Annual fee
Free Joining
Rewards 5% to 60%
Forex 0% Domestic lounge International lounge Dining Movies +1 View details
Free Annual fee
Free Joining
Rewards NA
Forex 0% Domestic lounge Travel Dining Shopping View details Browse credit cards by bank Browse by how you redeem rewards 
