Amex Centurion (Black) credit card credit card
Joining Fee:

₹700000 +GST

Return Percentage:

3% to 30%

Credit Card Overview

An invitation-only card offering unmatched luxury privileges, including global concierge services, unlimited lounge access, and exclusive benefits at luxury hotels and events.

Best Suited For: Experience

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Fees and charges at a glance

Annual fee
₹2,75,000

Charged every year you keep the card

Joining fee
₹7,00,000

Paid once when you get the card, plus GST

Reward rate
3% to 30%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Add-on card
₹1,00,000

An extra card for family

Amex Centurion (Black) credit card — Earn Categories

Where you earn more

  • Newby LondonF&B · Grocery120 MRs / ₹200

    There is no minimum spend required and no maximum cap on the Membership Rewards Points you can earn under this offer, and it can be availed multiple times during the offer period.

  • RASOnline · Personal Care120 MRs / ₹200

    There is no minimum spend required and no maximum cap on the Membership Rewards Points you can earn under this offer, and it can be availed multiple times during the offer period.

Everyday rate

  • Base Rewards6 Membership Rewards (MRs) / ₹200

44 more earning categories on this card

We track all 47 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • UPI