Amex Platinum Reserve credit card credit card
Joining Fee:

₹10000 +GST

Return Percentage:

2% to 5%

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Credit Card Overview

A premium card featuring 5x Membership Rewards points on travel and dining spends, complimentary lounge access, and milestone rewards worth ₹50,000 annually. Cardholders also enjoy concierge services and exclusive access to global Amex Offers.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹10,000

Charged every year you keep the card

Joining fee
₹10,000

Paid once when you get the card, plus GST

Reward rate
2% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Amex Platinum Reserve credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.

  2. Spend rewardRepeats every year

    Spend ₹50,000 in a month

    Flipkart, BookMyShow, or other brand vouchers worth ₹1,000.

  3. Annual fee waivedRepeats every year

    Spend ₹10,00,000 in a year

    The renewal fee will be waived.