AU Aditya Birla Biz credit card credit card
Joining Fee:

₹588 +GST

Return Percentage:

1% to 3%

Apply Now

Credit Card Overview

A business credit card crafted for Aditya Birla Group entrepreneurs, offering simplified payments and value-added tools, while delivering tailored benefits like cashback on business spends, detailed expense tracking, and milestone rewards.

Best Suited For: Brand Wallet, Catalogue Products

AU logoAUVisa

Fees and charges at a glance

Annual fee
₹588

Charged every year you keep the card

Joining fee
₹588

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
44.28% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Aditya Birla Biz credit card — Earn Categories

Other categories

  • EducationEducation · Education10 reward points / ₹200

    1% charge on this category

  • GovernmentGovernment · Government10 reward points / ₹200

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹200

4 more earning categories on this card

We track all 7 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Jewellery
  • Rent
  • Fuel
  • Transportation & Tolls
  • EMI
  • BBPS
  • Wallets