AU Aditya Birla Nxt credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 3%

Apply Now

Credit Card Overview

A flexible card designed for professionals balancing lifestyle and business needs, offering accelerated rewards on shopping, dining, and partner spends along with convenient repayment options.

Best Suited For: Brand Wallet, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Aditya Birla Nxt credit card — Lounge Access

Railway lounge

2 per quarterquarter
  • No explicit spend condition