AU Altura Plus credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

An entry-level card providing straightforward rewards on essential categories, crafted for first-time users who want simple, budget-friendly benefits without complexity.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Altura Plus credit card — Milestones

  1. Spend rewardRepeats every year

    Spend ₹20,000 in a month

    500 bonus RPs.

  2. Joining fee waived

    Spend ₹20,000 per statement cycle

    The joining fee will be waived.