AU Altura Plus credit card credit card
Joining Fee:

₹499 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

An entry-level card providing straightforward rewards on essential categories, crafted for first-time users who want simple, budget-friendly benefits without complexity.

Best Suited For: Cashback, Catalogue Products

AU logoAUVisa

Fees and charges at a glance

Annual fee
₹499

Charged every year you keep the card

Joining fee
₹499

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Altura Plus credit card — Earn Categories

Other categories

  • Online2 reward points / ₹100
  • Offline Spends =< ₹66661.5 Cashback / ₹100

    A maximum of ₹100 cashback can be earned per statement cycle.

Everyday rate

  • Base Rewards1 Reward Point (reward points) / ₹100

1 more earning category on this card

We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • EMI
  • Government
  • Rent
  • Education
  • Wallets
  • Fuel
  • Jewellery
  • Transportation & Tolls