AU Business Cashback credit card credit card
Joining Fee:

₹99 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

An enhanced version of Altura that delivers higher cashback and accelerated rewards on shopping and dining, helping users maximize value from everyday spends.

Best Suited For: Cashback

AU logoAUVisa

Fees and charges at a glance

Annual fee
₹99

Charged every year you keep the card

Joining fee
₹99

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Business Cashback credit card — Earn Categories

Everyday rate

  • Base Rewards1 Cashback / ₹100

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Fuel
  • Insurance
  • Transportation & Tolls
  • Rent
  • Wallets