Joining Fee:
₹499 +GST
Return Percentage:NA
Credit Card Overview
A lifetime-free entry card that rewards everyday and small spends with simple cashback-style benefits.
Best Suited For:
AU
Fees and charges at a glance
- Annual fee
- ₹499
- Joining fee
- ₹499
- Forex markup
- 3.49%
- Interest rate
- 45% p.a.
Charged every year you keep the card
Paid once when you get the card, plus GST
Extra charge on foreign spends
Only if you don't pay the full bill
AU Cheq credit card — Earn Categories
Other categories
- CheQ App (Travel/Brands/Utilities)24 CPs / ₹200
A maximum of 12K CheQ Points can be earned per statement cycle for 24CPs and 10CPs categories. · 1% charge on this category
- Dining10 CPs / ₹200
A maximum of 12K CheQ Points can be earned per statement cycle for 24CPs and 10CPs categories.
Everyday rate
- Base Rewards2 CheqPoints (CPs) / ₹200
9 more earning categories on this card
We track all 12 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Insurance
- Education
- Government
- Fuel
- Utilities
- EMI
- Digital gaming
- Wallets
- Rent & Real Estate
- Jewellery