Joining Fee:
FREE
Return Percentage:Credit Card Overview
A lifetime-free entry card that rewards everyday UPI and small spends with simple cashback-style benefits.
Best Suited For:
AUFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Forex markup
- 3.49%
- Interest rate
- 45% p.a.
Nothing to pay each year
No cost to get the card
Extra charge on foreign spends
Only if you don't pay the full bill
AU Cheq (Rupay) credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards