AU Instapay credit card credit card
Joining Fee:

FREE

Return Percentage:

0.5% to 1%

Apply Now

Credit Card Overview

A cashback-focused business card tailored for SMEs and entrepreneurs, offering flat cashback across categories along with tools for managing and tracking expenses effectively.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
0.5% to 1%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Instapay credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access