Joining Fee:
Apply NowFREE
Return Percentage:1% to 3%
Credit Card Overview
A digital-first credit card providing instant approval and usage, with simplified features and essential benefits for customers who value quick, hassle-free experiences.
Best Suited For: Travel Booking, Hotel Transfer
AUFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 3%
- Forex markup
- 0%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU Ixigo credit card — Lounge Access
Railway lounge
2 per quarterquarter- No explicit spend condition
International lounge
1 per yearyear- 1 Complimentary Lounge Access using Priority Pass.
Domestic lounge
4 per quarterquarter- On reaching minimum quarterly spends of ₹20,000.
2 more lounge benefits on this card
We track all 5 of them, with the spend conditions on each. See the full list in the app.