AU Laksya credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

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Credit Card Overview

AU Bank Laksya Credit Card: An entry-level credit card designed for everyday spending with simple rewards, low fees, and basic lifestyle benefits to help build credit efficiently.

Best Suited For:

AU logoAU

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Forex markup
3.49%

Extra charge on foreign spends

AU Laksya credit card — Milestones

  1. Welcome benefit

    No spend needed — within 30 days

    Earn Bonus 4,000 Reward Points or brand vouchers worth ₹1K.

  2. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.