Joining Fee:
Apply Now₹199 +GST
Return Percentage:0.5% to 1%
Credit Card Overview
A lifestyle card crafted for digitally savvy users, offering flexible EMI options, instant rewards, and a focus on convenience for everyday spends in entertainment, shopping, and dining.
Best Suited For: Cashback, Catalogue Products
AUFees and charges at a glance
- Annual fee
- Free
- Joining fee
- ₹199
- Reward rate
- 0.5% to 1%
- Forex markup
- 0.99%
- Interest rate
- 43.08% p.a.
- Add-on card
- Free
Nothing to pay each year
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU Nomo credit card — Lounge Access
Railway lounge
2 per quarterquarter- No explicit spend condition
1 more lounge benefit on this card
We track all 2 of them, with the spend conditions on each. See the full list in the app.