AU Spont credit card credit card
Joining Fee:

₹299 +GST

Return Percentage:

1.5% to 3%

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Credit Card Overview

A youthful, experience-driven card tailored for spontaneous spenders, rewarding travel, entertainment, and dining while offering milestone perks and lifestyle privileges.

Best Suited For: Cashback, Experience

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Fees and charges at a glance

Annual fee
₹299

Charged every year you keep the card

Joining fee
₹299

Paid once when you get the card, plus GST

Reward rate
1.5% to 3%

Depends where you spend

Forex markup
3.49%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

AU Spont credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • On reaching minimum quarterly spends of ₹20,000.

1 more lounge benefit on this card

We track all 2 of them, with the spend conditions on each. See the full list in the app.

Open in the app