Joining Fee:
Apply NowFREE
Return Percentage:0.5% to 1%
Credit Card Overview
An entry-level rewards card focused on shopping and lifestyle spends, offering straightforward cashback and discounts to make everyday spending more rewarding.
Best Suited For: Cashback, Catalogue Products
AUFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 0.5% to 1%
- Forex markup
- 3.49%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU Xcite credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards