Joining Fee:
Apply Now₹7999 +GST
Return Percentage:3% to 5%
Credit Card Overview
A super-premium card designed for affluent customers, providing elite travel privileges, unlimited lounge access, concierge services, and rewards across luxury categories.
Best Suited For: Experience, Travel Booking, Hotel Transfer
AUFees and charges at a glance
- Annual fee
- ₹7,999
- Joining fee
- ₹7,999
- Reward rate
- 3% to 5%
- Forex markup
- 1.99%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
AU Zenith credit card — Lounge Access
Domestic lounge
2 per quarterquarter- On reaching minimum quarterly spends of ₹20,000.
2 more lounge benefits on this card
We track all 3 of them, with the spend conditions on each. See the full list in the app.